Having invested so much in your goods/equipment secure them against all road risks with our Goods-In-Transit cover.

Goods in Transit

What is goods in transit insurance?

The Goods in Transit Insurance (GIT Insurance) protects your property from loss or damage while they are being transported within Nigeria by land, rail, or inland waterways while being loaded or unloaded in connection with that transportation, or while being temporarily stored during that transportation.

Although it is not legally required, it is strongly advised that you insure yourself against the hazards involved in moving other people's property. Without it, any problems that arise while transporting products could result in you being held personally accountable.
Vehicle and public liability insurance are essential necessities for couriers and hauliers. Together with them, goods in transit insurance offer total protection for all risks you may encounter while travelling.

 

A single emergency stop in a car could cause tens of thousands of Naira worth of goods to crash into one another and sustain catastrophic harm. Alternatively, your vehicle's security may be jeopardized when things are being carried between locations, leading to the theft of items.

Who Needs Goods In Transit Insurance?

For anyone who moves their own goods or transfers items for a fee, goods in transit and public liability insurance is a smart idea. Because of this, it serves as a crucial cover for:

  • Couriers
  • Haulers
  • Businesses that deliver orders to their customers
  • Removal and relocation businesses
  • Fast food delivery drivers
  • Companies that move supplies from one site to another
  • Warehouses collecting goods for storage

Please be aware that GIT insurance does not protect your vehicle; it only covers the products you are transporting. Depending on the type of vehicle you drive, you also need to get a business vehicle, van, or truck insurance policy.