Stop financial losses from within. Protect yourself from dishonest employees.

Fidelity Guarantee

Fidelity Guarantee Insurance?

The Fidelity Guarantee insurance is capable of mitigating employee infidelity risk by indemnifying the employer against loss of money or property as a result of any employee's acts of fraud or dishonesty, such as forgery, embezzlement, larceny, or fraudulent conversion. Most business owners are unprepared to deal with employee infidelity and its consequences. It is not uncommon to hear of employees going missing with a large sum of company money or assets.

Employers should consider the following factors when acquiring Fidelity Guarantee Insurance:

  • The number of employees who handle cash, valuables, or stocks and bonds.
  • The employee's track record, standing, and reputation
  • The systems in place for checking accounts
  • General oversight of the employee

Fidelity Guarantee Insurance - Key Things to Remember

Employers should consider the following factors when acquiring Fidelity Guarantee Insurance:

  • An immediate financial loss is covered by the insurance, not a subsequent one.
  • The loss should be of moneys or goods of the insured
  • The act must be committed while the worker is performing his or her duties.
  • The employee must be the one who steals the item.
  • Losses caused by poor accounting are not reimbursable; they must be supported by evidence of dishonesty.

People do suffer as a result of these uninsured losses, as experience has shown. We strongly advise you to purchase this insurance to protect the fidelity of your key personnel who have valuable items and large sums of money entrusted to their care, for example.

  • Accountant/Accounting Staff
  • Cashiers
  • Store Keepers

When you are considering buying an insurance product but are not familiar with its intricacies, it will be a good idea to contact us. Our advantages protect your interest at no cost to you!