We know that as well as great insurance you also want peace of mind and the reassurance that you are protected.

Tell us about your needs. We'll listen And then work with you to make sure you've got it.

Speak to a broker

OUR ROLE AS BROKERs

We act as a link between you and the insurance companies. We act as your personal advisor on insurance matters.  We are not tied to an insurer unlike an insurance agent, who represents only the insurer(s) it acts for. Our profession requires us to act on your behalf and to identify your requirements to be in a position to scan or peruse the market to find a product or more that will suit your needs. We work for you to make sure your family, possessions and your businesses are properly protected. We provide expert, unbiased advice on your individual insurance needs. With us your interests come first.  

Why Choose Capstone Insurance Brokers?

COST FREE

Our services are at no cost to you! It doesn’t cost you any extra to use our services as a broker. We are paid a commission by any insurance company we place your business with; there is no financial incentive for us to pick one insurance company over another. It is purely based on the quality of services provided. What’s more, we are completely open about our transactions.

CLAIM SETTLEMENT

Handling claims can be stressful and time-consuming. If you have to make a claim, we will ensure you receive a fair and prompt payment to get you back to normal. In a dispute, we will act as your advocate with the insurance company. Experience has shown that our knowledge and contacts can often help settle a disputed claim.

CHOICE

We have access to a wide selection of some of the best insurers in the country. Once we have properly assessed your individual insurance needs, we do the shopping for you to find you the right coverage at a competitive price.

KNOWLEDGE

We are a wealth of knowledge on all aspects of insurance and other preparedness as Brokers. We understand how to ensure that you receive all applicable discounts on the insurance policies you buy. We are experts in risk assessment and how to properly protect your and your family's interests in terms of Auto, Home, and Business coverage, among other things. Our professional education is ongoing and applied on a daily basis, so you can be confident that the coverage you receive is adequate.

CLARITY

We make time to explain in simple language all the terms and conditions attached to a policy that you are proposing to buy, and once you have agreed to buy the policy, we go over them again with you to ensure you agree to the terms and conditions of the insurance policy.

EXPERTISE

We are licensed professionals. We bring our experience and judgment to our role as your personal insurance advisor. Most importantly, we are free to make impartial recommendations. Our first and only responsibility is to serve your interests. So, it is advice you can trust.

TRUST

We work according to a principle of utmost good faith. We put your interests before those of the insurance companies. Buying through a broker means you can buy with confidence, knowing that the recommended coverage is right for your particular needs. Our advice is independent of any insurance company, so our recommendations are always in your best interests.

When you are considering buying an insurance product but are not familiar with its intricacies, it will be a good idea to contact us. Our advantages protect your interest at no cost to you!